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Guaranteed mobile phone contracts

If you have ever had to bite the bullet and avoid buying the smartphone of your choice because of being rejected by the provider, then our guaranteed phone contractsguaranteed phone contracts are what you are looking for. With these kinds of contracts, you can get that iPhone you’ve always dreamt about even with a bad credit history.

There are key areas that you need to cover when going for a mobile phone contract. It is important that you understand how a mobile phone contract works so as to maximize your chances of being accepted. First of all, you need to be who you say you are. You’ve got to prove your identity and only write true information in the application forms; carry along your ID and proof of address. Additionally, you must be over 18 years of age and a citizen of the UK.

Even if you have been rejected before because of bad credit, you need not worry as you are guaranteed that you will be accepted if you play your cards well. With guaranteed mobile phone contracts, credit checks are not conducted so a tainted credit score wouldn’t harm your chances. The provider you choose might not even look at your credit records before awarding you the contract. However, you will need to prove affordability. This is to say that you must be able to repay the loan and be in a position to prove this. You will need your most recent payslips if you are employed. In the case that you are self-employed, bank statements will do just fine.

In conclusion, getting a mobile contract is very simple considering that there are many providers all over the internet and in the high streets. The ball lies in your court so it is up to you to do as much research as you can before settling on one. This is to ensure that you get the best APR rates available. Remember, the higher the APR, the higher the interest and overall cumulative amount to be paid. So, be smart and compare as many providers as possible. For instance, use comparison sites to quickly find the phone and contract that suits your pocket.

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